Harp 2.0 Loans in Massachusetts, Connecticut & Florida

house - mortgage broker, Massachusetts in Massachusetts, Connecticut & Florida
The Home Affordable Refinance Program (HARP) is a Federal program of the U.S. set up by the Federal Housing Finance Agency in 2009. Harp loans are intended to help underwater and near-underwater homeowners refinance their mortgages. USA Mortgage Network Inc. is knowledgeable in processing HARP 2.0 loans in Massachusetts, Connecticut, or Florida.
HARP 2.0 is a great option for homeowners who have little or no equity, or owe more than their home is worth.

Who Qualifies?

  • My property value has dropped
  • I owe more than my property is worth
  • I refinance request was denied
  • I have an Adjustable Rate Mortgage (ARM)
  • I don't quality for loan modification
  • My income has changed

HARP Guidelines

Mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. Your mortgage was sold to Fannie Mae or Freddie Mac on or before May 31, 2009

Your mortgage could not be refinanced under HARP previously unless it is a Fannie Mae loan refinanced under HARP from March – May, 2009. Your current loan-to-value (LTV) ratio must be >80% (even if you owe more than 2x your home's worth) You must not be past due on your current mortgage at the time of refinance with good pay history for the last 12-months

If you think HARP 2.0 is right for you, contact USA Mortgage Network Inc. so we can advise you of the steps needed to quality and apply for lower payments and interest rates. We can be reached at 413-737-1100.